Dental Insurance – Carefree, AZ

The Lowdown on
Dental Insurance

Signing up for dental insurance is easy enough, but are you using your plan in the best way possible? The team at Carefree Dentistry is ready to help you answer that question while also making sure you’re taking full advantage of your benefits. Read on below to learn some of our most effective insurance tips, and if you have any questions about your particular plan, go ahead and give us a call.

happy family Carefree Dentistry Phoenix, AZ

Understanding How Dental Insurance Works

The big thing everyone needs to understand about dental insurance comes down to one word: prevention. Most plans are designed to help patients easily afford services like checkups and cleanings so that minor problems can be found early, treated quickly, or avoided altogether. This is reflected in the amount of coverage, which we’ll discuss below. In short, if you’re hoping to maximize your plan, primarily using it to pay for preventive care is the smartest way to go.

dental insurance paper Carefree Dentistry Phoenix, AZ

What Your Dental Insurance Covers

While plans can vary from provider to provider, most tend to follow this structure:

Preventive treatments (checkups, cleanings, fluoride treatments, X-rays) are covered 80-100%

Restorative treatments (fillings, crowns, bridges, dentures) are covered 50-70%

Cosmetic treatments (whitening, veneers, bonding) are elective procedures and NOT covered

So, while dental insurance can be a big help if you develop a cavity or break a tooth, if you’re hoping to save as much as possible, all you need to do is keep up with your two recommended checkups and cleanings each year. This will lead to better oral health over time as well!

someone tapping on tablet Carefree Dentistry Phoenix, AZ

We Offer In-Network Savings & Welcome Out-of-Network Providers

Carefree Dentistry is in-network with a long list of dental insurance providers, and this basically means that we have a contract with each insurance company to offer people with their policies the highest level of savings possible. By visiting an in-network dental office, you’re guaranteeing that you’re getting the best deal for your dental care. We accept many out-of-network policies as well, and thanks to our team’s experience, we can still use these plans to help patients save significantly on their treatments with us.


Assurant (Sunlife)



Delta Dental




United Concordia

United Health Care

Ask our friendly team if we accept your dental insurance!

front desk personnel talking to patient Anthem Dentistry Anthem, AZ